Tax Saving Hacks by Prosperr: Keep Your Hard-Earned Money!

In this eye-opening episode of The Founder’s Dream – Finance Podcast in Hindi, Manas Gond, CEO & Co-Founder of Prosperr.io, reveals the truth behind tax filing in India and how you can save your hard-earned money legally. His journey from struggling with traditional CAs to building a tech-driven financial startup is packed with lessons for every professional and entrepreneur.

Do You Really Need a CA to File Taxes?

Manas shares a shocking insight – 90% of tax filers in India aren’t actual CAs. Many are agents using basic software without in-depth financial knowledge. This is why Prosperr.io focuses on empowering users to understand their own taxes rather than blindly outsourcing them.

He believes tax saving hacks isn’t about loopholes – it’s about knowing the rules and using them smartly.

Form 16 & Income Tax Filing for Salaried Employees

For salaried employees, Form 16 can be confusing. Manas explains how to read it correctly, avoid errors, and ensure your tax filing is accurate. Missing details or misreporting can lead to penalties or unwanted IT notices.

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He also breaks down advance tax filing online and how salaried professionals can plan better to avoid last-minute chaos before the tax filing date in 2025.

Tax Filing for Self-Employed Individuals

Self-employed professionals face unique challenges. From underreported income to lack of proper bookkeeping, many end up paying extra tax. Manas suggests focusing on tax saving hacks and management, not just tax filing. Knowing allowable deductions, depreciation, and investments can save lakhs legally.

Can You Really Pay 0 Tax in India?

Everyone wants to know – is is possible to pay 0  tax in India? Manas clarifies it’s possible only within legal limits if your income falls below taxable slabs after deductions. However, blindly chasing 0 tax without planning can harm your long-term financial goals.

Credit Card Tracking & IT Raids

Recently, news of IT tracking credit card spends caused panic. Manas reveals the truth – yes, spends above certain limits are reported, but it doesn’t mean raids unless there’s tax evasion. Financial literacy is key to avoiding fear-driven decisions.

Financial Literacy Is Broken?

Manas started Prosperr.io after bad experiences with traditional CAs. His vision is to simplify finance for every Indian using tech-first solutions. Prosperr Flexi Benefit for corporates is an example – integrating tax-saving options directly into employee salary structures for hassle-free savings.

Tax Errors – Who Is Responsible?

With AI tools emerging, who is responsible for wrong filings – humans or AI? Manas believes AI is just a tool. Responsibility lies with the individual or professional using it. Blindly relying on apps without understanding basics is risky.

Staying Ahead in 2025

Whether you’re a salaried employee, self-employed, or a startup founder, understanding tax filing, saving options, and financial management is non-negotiable.

Manas Gond’s tax saving hacks on The Founder’s Dream Podcast with Abhishek Vyas is a must-listen for anyone who wants to keep more of their hard-earned money and build financial confidence in 2025.